A P2P payment app allows users to transfer money electronically from one account to another using a mobile application. These apps have revolutionized the way we handle transactions, providing a direct channel for financial exchanges without the need for intermediaries like banks or payment processors.
To use a P2P payment app, you typically start by setting up an account linked to your bank account or credit card. You can then send money using just the recipient’s email address, phone number, or account number. The process includes security checks, either via passwords or additional identification details, ensuring the legitimacy and safety of each transaction. While using these apps might be free, certain transactions could incur minor charges based on the payment method used.
These applications are accessible via smartphones or computers, requiring only an internet connection to function. This means you can conduct transactions anywhere and anytime, bypassing the need for physical cash or the inconvenience of bank queues.
Operational Flow of P2P Payment Apps
Setting up and using a P2P payment app involves a few straightforward steps:
Registration and Login: Users register by providing personal and banking details and securing their account with a password or PIN.
Adding a Payee: Complete necessary security checks (like KYC) and then add the recipient to your account.
Transaction Process: Enter the amount to transfer. Security measures might include a password confirmation or a one-time password (OTP) for verification. Some apps may offer additional security questions.
Completion: Upon confirming the transaction, a receipt is generated, which can be saved or printed for record-keeping.
Standalone apps like Venmo and PayPal that feature built-in wallets for storing money securely.
Banking Services:
Bank-specific apps or those collaborating with multiple financial institutions, like Zelle, facilitate transactions directly linked to users’ bank accounts.
Social Platforms:
Social media integrations such as Facebook Pay allow users to send money through platforms like Messenger.
Mobile OS Systems:
Built-in P2P payment functionalities in mobile operating systems enable users to manage finances directly from their phones, often with enhanced security features to monitor and prevent potential cyber threats.
While P2P payment apps traditionally handle fiat currency transactions, the integration with cryptocurrencies is on the rise. This intersects closely with a cryptocurrency tracker project, which can monitor and manage digital currency transactions within the same P2P framework. This dual-functionality could provide comprehensive financial management from fiat to digital currencies, streamlining user experience and expanding transaction capabilities.
As the owner of a new small business, it’s important to ensure that you protect the company and yourself with legal documents. These materials will help you in your work with clients, freelancers, partners and suppliers.
Having a legal advisor helps ensure that your contracts and other documents are protecting your business interests, your personal liability and the day-to-day operations of your company.
Here is a look at 8 legal documents you need to launch and run your marketing agency.
Business Plan
Creating a business plan is an important step to take, especially if you’re seeking financing from banks or private investors. A business plan is a detailed analysis of your company from multiple vantage points.
Key elements of your business plan should include:
Executive Summary. Outline of your business name, purpose, goals and products and services offered
Company Description. Detailed description of the goals, products and services. Also differentiates your business from your competitors
Market Analysis. Detailed, research-based insights into your market, competition and customers. Includes demographics, market share analysis, growth rates and segmentation analysis
Organization and Leadership. Explores how your business is structured and details of the core leadership, including bios and qualifications
Products and Services. Detailed descriptions of the products and services you will offer, how they will be made or sourced, how they are different from those offered by competitors and pricing strategy
Marketing Strategy. How you will sell your products and services, including the channels to be used and promotional strategies
Financial Plan. Proposed budget, projected and actual financial and income statements, balance sheets and cash flow documents
Background. Data, reports and insights used to develop the previous sections
Business Structure Documentation
Your marketing agency will need to determine its business structure. The business structure is the formal, legal way in which your firm will operate.
There are multiple options for your business structure. However, for marketing agencies, the two most common options are a sole proprietorship or a limited liability company (LLC).
Sole Proprietorship
In a sole proprietorship, the lone owner makes all business decisions. It is a simple structure and requires no formal paperwork to file as this business type.
A sole proprietorship is known as a pass-through entity. The profits and losses from the marketing agency flow through from the business to the owners’ individual tax returns.
The major risk of a sole proprietorship is liability exposure. The structure does not provide the owner with liability protection. If there is a court judgment against the company, the owner’s personal assets, including property, cars and savings, could be seized.
The LLC structure is one that is very popular with small-business owners. The LLC has the same tax structure with the owner or owners recording tax information on their individual tax returns.
With an LLC, you have greater flexibility in how you manage your agency. You also have liability protection. Except in cases of gross negligence, your personal assets are protected from claimants.
If you opt to run your business as an LLC, state and IRS rules apply for how it is operated. You or another owner can choose to run the business yourselves or hire a manager to make the day-to-day decisions.
An LLC operating agreement often needs to be filed with state paperwork. Among the components are:
Owner names
How the LLC will be managed
Each owner’s responsibilities and obligations to the LLC
How the LLC will be taxed (either as a partnership or corporation)
If you choose an LLC, you will need to register your agency with a state agency. If registering your business as an LLC, it’s a smart idea to work with a partner who will manage both the initial and annual filings necessary to maintain your LLC status.
Business Licenses
You may need to file for licenses to launch your marketing agency. Not every state requires a business license and the process for filing for a license can vary greatly. You may also need a license at the local level to operate your agency in a municipality.
Here are two of the common business license types:
General Business License. These basic licenses are often required to operate a commercial or home-based agency. Costs are usually nominal but vary by state. Renewals usually are annual but some states allow for multi-year licenses
DBA License. A “doing business as” license allows you to use a unique name for your agency. A DBA name is different from the legal name you may file with your LLC documentation. The DBA name is usually the public-facing, commercial name used on storefronts, signage, websites, business cards and social media
Tax and Employment Items
You will need to obtain several important documents that allow you to hire employees and sell products or services.
An Employer Identification Number (EIN) is a unique identifier that is used on tax forms and other legal documents. It’s also necessary to hire employees. The EIN is easy to obtain from the federal government and is the business analog to a Social Security number.
A sales tax license is a state-issued document that is required in many states if you’re going to sell items above a certain threshold. You will need to collect taxes from your customers and pay your state, usually on a quarterly basis.
Master Service Agreement
Your marketing agency will be working with multiple clients. With a master service agreement, you can define the standard terms related to your work with clients.
The agreement spells out in detail common issues related to marketing agency work, including:
Ownership. Who will own the work output you create? How will it be transferred or licensed to your clients?
Invoicing. Determines how frequently invoices will be issued and the payment terms
Confidentiality. Lays out terms of non-disclosure of the intellectual property you produce
Liability. Spells out that the client will be responsible for third-party expenses related to your work on their behalf
Indemnification and Liability. Provides protection for your agency and employees for issues that may arise related to your work
Termination. Determines the guidelines for ending a business relationship
Dispute Resolution. Documents how business disputes will be resolved between your agency and a client
Partnership Agreement
If you are the sole owner of your marketing agency, a partnership agreement is not necessary. However, if you have partners in your agency, a partnership agreement is an important document to create.
A partnership agreement spells out responsibilities, roles and financial terms among the partners. It’s critical to establish these terms before your agency opens for business.
Partnership agreements are especially helpful in resolving disputes that may arise.
The core elements include:
Partner names
Partnership duration
What each partner contributes to the partnership, including finances, land, real estate and equipment
How labor and decision-making is divided among the partners
How new partners may be added to the partnership
What happens if a partner dies or leaves the partnership
Employment Agreement
If you are hiring employees or freelancers, it’s important to have an employment agreement in place. The agreement spells out the terms of the relationship, including:
Salary, wages or other forms of compensation
Benefits offered
Roles and responsibilities
Position title
Working hours
Confidentiality stipulations
Non-compete and non-solicitation clauses
Termination and notice guidelines
Similarly, if you are hiring freelancers, you want to have an independent contractor agreement in place, which will contain many of the same terms.
If you are hiring employees, you also may want to produce an employee handbook. The handbook lays out important policies and guidelines you expect employees to follow.
Some of the handbook elements are the same as in an employment agreement. Among the most common elements of an employee handbook are:
Benefits
Vacation and leave policies
Compensation
Working hours
Anti-discrimination and harassment policies
Safety and security
Conduct standards
Professional development
Employees are usually required to sign a form acknowledging that they have read the handbook.
Terms of Service and Privacy Policy
If your agency will have a website, you will want to establish terms of service and a privacy policy.
The terms of service lay out how a visitor can use your website or app. The privacy policy explicitly illustrates how visitor data will be used. These are important documents, especially given the increasing regulatory mandates related to data usage and privacy.
With careful planning, you can have the key documents in place to shape how your marketing agency will function. Spending the time to create these documents will position your agency for future success.
Accidents and injuries can cause financial, emotional, and physical burdens and interrupt lives. Hiring an experienced personal injury lawyer can significantly impact the result of your case when dealing with the aftermath of an incident. From navigating complex legal procedures to negotiating fair compensation, there are several reasons why you should consider hiring a personal injury lawyer. If you are looking for a reliable personal injury lawyer, you can consider anidjar & Levine in order to get better experience.
Expertise in Personal Injury Law
Personal injury lawyers handle situations involving accidents and injuries. They have a thorough understanding of the applicable laws, rules, and legal precedents that apply to personal injury claims. This expertise enables them to accurately assess the merits of your case and design successful legal tactics tailored to your individual situation.
A personal injury lawyer understands the complexities of insurance claims, liability difficulties, and statutes of limitations, so your rights are safeguarded throughout the legal process. A experienced lawyer can increase your chances of achieving a favorable outcome and receiving the money you deserve by using their experience.
Advocacy and Representation
Advocating for your rights and interests is one of a personal injury lawyer’s main responsibilities. They act as your legal representation, representing you in all correspondence with insurance providers, adversaries, and courts. This frees you from having to cope with difficult legal processes and lets you concentrate on getting better.
A committed personal injury attorney will put forth endless effort to defend your legal rights, arrange just compensation, and, if required, take your case all the way to trial. Through their representation, you will be guaranteed fair recompense for your injuries, which includes lost wages, medical costs, pain and suffering, and other damages.
Network and Resource Access
Access to a variety of resources, such as medical professionals, accident reconstruction experts, and investigation teams, is frequently necessary in personal injury cases. Skilled personal injury attorneys have developed networks of experts who can offer important information and proof to support your claim. Another thing to consider is a lawyer in your area such as a Philadelphia personal injury lawyer. They will be the best support as they will know the local laws and regulations.
A personal injury attorney can evaluate the severity of your injuries, compile strong evidence, and create a strong case to back up your claim by making the most of their resources. With these materials at your disposal, your case will seem more credible and have a better chance of winning a settlement or jury verdict.
Negotiation Skills
Successful negotiating is essential when handling personal injury lawsuits. Opposing parties and insurance companies frequently try to reduce awards or completely reject liability. Personal injury attorneys are adept negotiators who are aware of the strategies employed by defense and insurance companies.
A skilled attorney will bargain on your behalf to get a just compensation that fairly compensates you for your losses and injuries. They will take care of all correspondence, counteroffers, and legal ramifications during the negotiating process, guaranteeing that your interests and rights are adequately represented.
Moreover, a committed personal injury attorney will defend your rights, help you navigate the intricacies of the court system, and work to get you the money you are due for your losses and injuries.
Getting the boot from your job can be a real gut-punch, and it’s only natural to wonder about your rights, especially when it comes to collecting workers’ compensation. So, can you collect workers’ comp after being fired? Let’s dive in and unravel the mystery.
Understanding the Basics
First things first, it’s crucial to grasp the basics of workers’ compensation. In most cases, this benefit is designed to provide financial assistance to employees who get injured or fall ill on the job. But what about the scenario where you find yourself polishing your resume post-termination? Can you still claim those compensatory funds?
The Simple Answer: Yes, You Can!
The good news is that termination doesn’t necessarily slam the door on your workers’ comp claim. In many cases, if your injury or illness is a result of your job duties, you could still be eligible for those compensation dollars. The key here is establishing that direct connection between your job and the unfortunate incident that led to your need for workers’ comp.
Proving the Connection
Now, let’s be real—proving this link might feel like assembling a puzzle blindfolded. It’s not always a walk in the park. You’ll need some solid evidence to connect the dots, and that’s where things can get a bit tricky. Documentation, witness statements, and maybe even security footage can be your best buds in establishing a clear cause-and-effect relationship.
But Wait, There’s a Catch
Before you start planning how to spend your would-be compensation, there’s a catch worth noting. Some states have what’s known as “at-will employment,” meaning your employer can let you go for any reason that isn’t discriminatory. So, if you got the boot due to a reason unrelated to your injury or illness, it might complicate matters. But hey, don’t lose hope just yet!
The Power of Legal Allies
Enter stage left: the unsung heroes of the legal world—workers’ compensation lawyers. These folks are like the Gandalfs of the legal realm, wielding their expertise to guide you through the complexities of the system. Having one in your corner can be a game-changer, especially when you’re dealing with a termination that’s throwing a wrench into your workers’ comp plans.
Why Lawyers Matter
Lawyers specializing in workers’ compensation know the ins and outs of the system. They can help you navigate the legal jargon, gather the necessary evidence, and build a case that stands up to scrutiny. Their knowledge is your secret weapon in the battle for the compensation you rightly deserve. For workers’ comp cases in Hickory, NC, click here to hire the best Hickory workers’ compensation lawyers.
Timing is Key
Now, don’t go dragging your feet on this. Time is of the essence when it comes to workers’ comp claims. Reporting your injury promptly and seeking legal counsel ASAP can make a world of difference. Procrastination might just be the villain in your story, so beat it at its own game.
In Conclusion
Getting the boot doesn’t necessarily mean waving goodbye to your workers’ comp dreams. While it’s a tad more complicated, with the right evidence and legal assistance, you could still be on the path to that much-needed financial support. So, if you find yourself in this predicament, don’t hesitate to reach out to a seasoned workers’ compensation lawyer—they might just be the superhero you need in your corner.
The digital marketing market is growing steadily and poses new challenges for specialists. Globalization has changed approaches to marketing, and today it is often the case that you have to advertise products and services in other countries that you have never even been to. To address these new challenges, online marketers are constantly looking for tools to increase their efficiency. One of these tools can be a free VPN. Whether you’re promoting a personal brand, a YouTube channel, or working for a large corporation, you can use a VPN in your digital marketing. Let’s discover more about this technology.
What is a free VPN?
A VPN or virtual private network is an online security technology. It was created in the 90s of the last century and actively developed with the evolution of Internet technologies. This led to the emergence of a free VPN. A free VPN performs essential functions for secure data transfer but has no additional features, such as ad blocking. This technology allows the average user to securely exchange data online and preserve privacy without incurring additional costs.
VPN works as follows:
– You install the VPN on your gadgets and connect to one of the offered remote servers.
– The VPN creates a secure channel for data transmission using tunneling protocols and encrypts all incoming and outgoing information. This way, you can safely surf the Internet even in unprotected Wi-Fi networks.
– your traffic is redirected through a remote VPN server. Therefore, third parties cannot see the IP address of the VPN user, but only the IP address of the VPN server.
Digital marketers can benefit from the security features of a VPN, especially from the ability to connect to different VPN servers.
How to use a free VPN to boost your digital marketing?
Use a free VPN to work securely from anywhere.
The ability to work remotely is an undeniable advantage of the digital marketing profession. It allows you to achieve a better work-life balance. However, you shouldn’t forget about data security when working remotely.
A digital marketer usually has access to confidential business information. To protect this data, you need to use a VPN on your work gadgets whenever you are online, especially when using public Wi-Fi networks. This way you will be protected from potential cyberattacks and online monitoring by hackers.
In addition, the VPN allows you to work from anywhere in the world while maintaining access to all platforms and tools as if you had never left home. To do this, you should choose a VPN that has a server in your home country. To work remotely safely from anywhere, you need to :
– Download the VPN to all the gadgets you use for work, such as Android VPN, free VPN for iOS, and Windows app.
– get into the habit of connecting to the VPN every time you are online.
– choose a VPN server located in your home country.
After that, your data will be encrypted, the IP address will be replaced with the IP address of the server located in your country. This way, any third parties, such as work applications and streaming services, will determine your location based on the location of the VPN server. So you can simulate that you are in the United States even if you are on a beach in Spain.
Use a free VPN to watch your competitors anonymously.
Monitoring competitors and analyzing their actions is an integral part of a digital marketer’s job. Often, businesses do whatever they can to prevent such monitoring. They even block the IP addresses of employees of competing businesses so that they do not have access to the company’s Internet resources. A free VPN allows you to browse the Internet anonymously, including competitors’ websites. So, connect to a VPN to hide your IP address and keep an eye on your competitors without restrictions.
Use a free VPN to obtain more organic search results.
If you are involved in digital marketing, you probably understand that any search engine optimizes search results for each user. This means that by entering the same query into the Google search bar, two different users are likely to get different results. The search results are influenced by the user’s location and previous online behavior.
Search engines, like most other online programs, use the user’s IP address as the primary identifier on the network. All available information about the user is linked to the IP address, such as the user’s location, the type of device, what websites they have previously visited, and how they interacted with advertising content.
It is important for a marketer to have a chance to get organic search results, especially if working with a SEO. To do this, you need:
– clear cache and cookies;
– use anonymous mode in the browser;
– use a VPN.
Use a free VPN to run local SEO campaigns and promote your businesses across worldwide markets.
You may pretend to be a local user in any location where the VPN has a server by connecting to various VPN servers. After that, you may access the internet as a local using a translator. This will help you find the search keywords used in the chosen location and find new promotion options, such as local directories and forums.
VPNs are also a great tool for accessing geo-blocked content. Imagine a situation where you are based in the United States, but you are promoting an online product to the Western European market. You are looking for websites to advertise on, but some of them are blocked for you as a user from another country. In this case, you need to
– connect to the VPN on your device;
– choose a server located in the country whose website you want to access;
– clear the cache and disable the geolocation service on your device.
After that, go to the site as usual, and geo-blocking will not work for you.
Using this approach, you can also gain access to local social networks and build connections with local influencers.
Analyze your competitors’ pricing strategies and save your budget with a free VPN.
Prices for many online services differ for users from different countries. A good example of this is a Netflix subscription, which costs differently even in countries with a similar content library. It is possible that your competitors also set different prices in each market. With a VPN, you can investigate their pricing by connecting to different VPN servers.
You can also save your budget on purchasing work programs and subscriptions. To do this:
– choose the app you need and check out the prices;
– connect to the VPN and choose a server located in a country with a lower average income;
– access the website through an anonymous browser window and double-check the price.
In many cases, you will find a better price offer.
Using this method, you can save not only on digital products without compromising on the quality of service but also on travel. If you work remotely or frequently travel for business trips and professional events, you can save money on car rental, airfare, and hotels with a VPN.
There are many ways to use VPNs in digital marketing. You can find the best way to use it for your needs, given that it’s a free tool. Test several free VPN services, find ways to use this technology in your work, and choose the best one.
Online gambling is accessible and diverse. For example, one of the most currently popular entertainment options is Aviator Oyunu Azerbaycan – a crash game developed by Spribe, which is popular on platforms such as Pin-Up online casino. This article explores why this unique game attracts Azerbaijani gamblers.
Understanding Aviator Game at Pin Up
Let’s begin with an explanation of what is Aviator at Pin Up Casino AZ. It’s a crash or fast game based on a multiplier. The main idea is to place a wager, up to 100 AZN, then wait until the plane (multiplier) takes off and enjoy the multiplied winnings.
However, there are a few ground rules, such as follows:
you can place two bets simultaneously;
you must withdraw winnings before the plane crashes;
you can cancel the bet before the game launches.
Therefore, Aviator is different from slots or skilled-based games. Slots are entirely based on luck, and you have no control over how much you win. Aviator is based on luck, too, but you can withdraw a winning once you’re satisfied with its size. As for poker and blackjack, they require a thorough understanding of rules, so they are more complicated, while Aviator is beginner-friendly.
Factors that Attract Azerbaijani Players to Pin Up Crash Game Aviator
Like most online entertainment options reputable software providers offer, Aviator is based on RNG and Provably Fair algorithms. Simply put, its results are completely random (based on luck) and fair. Thus, it means that you can’t trick or hack Aviator, so its popularity can’t be attributed to this.
So, what makes Aviator so appealing to Azerbaijani players in Pin Up? Here are a few suggestions:
Simplicity. Many claim that slot machines are the simplest entertainment options. However, these people may not play Aviator. It’s simple and available as a demo version, so Azerbaijani players can enjoy it for free before investing real money. The main goal is to cash out before the plane (multiplier) disappears.
Control. One of the biggest appeals of Aviator is control over your winnings. The plane may disappear immediately after launch, but that’s rare. Thus, users have more control as they decide when to withdraw and the size of their winnings.
Application of different strategies. This factor comes from the previous one: players can place one smaller bet and another bigger one. They can withdraw the bigger wager immediately, enjoy winnings, and let the smaller one increase further to enjoy the adrenaline rush. Other strategies are also applicable.
The ability to use autoplay features. Aviator has auto-bet and auto-withdrawal buttons. Therefore, you can determine at which multiplier the game must cash out.
These are a few factors that attract Azerbaijani gamblers. Users should also consider responsible gambling guidelines to protect themselves from unnecessary losses. Although Aviator is enjoyable, limit your spending to prevent addiction and financial losses.
To conclude, Aviator is fun and offers more control, which attracts Azerbaijani gamers. It has simple rules and convenient control features. Aviator also provides customization options, such as players can switch off effects to ensure the game runs smoothly.
Nevada law states that the owner or “pet parent” of the dog becomes liable for the victim’s injuries if it bites someone. Like in any other personal injury case, it becomes crucial to establish the elements of negligence and gather evidence. If a dog attacked you or your child, get legal assistance to obtain your compensation.
Who is liable when a dog bites someone?
The owner of the dog is held accountable. It may include dogs who have never bitten anyone or do not have an aggression history or dogs that are simply playing around. In these cases, the one-bite rule applies. This means that the owner will be held liable and will need to compensate the victim for the damages done by his dog, regardless of the dog’s aggressive history.
The owner has to make sure their dogs are trained properly and are responsible for their dog’s actions. They must also ensure that the dog does not pose any threat to society. Bite injuries are dangerous no matter how the person was bitten.
Negligence of the dog owner.
The dog owner must ensure the safety of people. If you fail to exercise reasonable care, and your dog bites someone, you can be held liable, and it would become a case of negligence.
Negligence of the dog owner may include the following:
Failing to confine the dog to your own property safely. You should not allow your dog to roam freely in a society where they would encounter new people and cause injury.
Failing to train and control the dog properly. As an owner, you must take responsibility and safety measures to avoid your dog’s aggressive behavior.
Falling to post clear warning signs. If you know your dog can cause havoc, you must post warning signs around your property for passersby and visitors.
Failing to stick to local dangerous dog laws. The state laws have established jurisdictions regarding keeping a dog with aggressive behavior or bite history. If you want to avoid a negligence claim, you must follow the rules and regulations carefully.
Tips to prove fault in a dog bite case.
Gather as much evidence as you can. It may include taking pictures, talking to witnesses, and keeping medical treatment records of the accident.
After gathering evidence, identify the owner of the dog. It may cause you to do a little research.
Prove that the owner was negligent. You may need to prove that regardless of knowing their dog’s aggressive nature, they did not take any precautions to avoid the mishappening.
Do not delay to seek help. Hire an experienced dog bite attorney today to fight for your rights!
Most degrees require essay writing. While other students nail the task, some need help to complete it. Completing quality essays on time can be challenging and particularly stressful for international students whose native language isn’t English and those who juggle work and school.
Those who lack time and skill but still want good marks tend to get help from writing expertson the Studybay, Chill&Study, or similar platform to write a college essay, research paper, etc. They go online to order research papers or whatever they need, send instructions, and wait for the output after buying a paper. The writers on the platform may revise the content as necessary to ensure the client is satisfied with their purchase.
However, before using a writing service, students must be aware of the legal implications. Otherwise, you may end up in trouble. This article will take a closer look at the legality of essay mills.
What Are Essay Mills?
Essay mills are companies students can pay to write essays they can pass off as their own. These businesses have been around for a while now. These services are popular among students who struggle with being productive at writing for coursework.
If you’re wondering how essay mills work, it’s pretty straightforward. Although the process varies depending on the company, it generally starts with the student sending instructions, a deadline, and other essential information about their order to the platform.
Afterward, the company will offload the task to a writer. Writers on essay mills are usually freelancers or ghostwriters. They will write your essay from scratch, and you’ll have the full rights to the submitted content.
What Does the Law Say About Essay Mills?
Essay mills are viewed as contract cheating services, so some countries have laws that forbid these businesses from operating or being promoted. Nonetheless, some commercial enterprises that offer these services can legally register and conduct business in many countries.
Let’s look at some countries and their law on essay mills.
United States
Contract cheating is illegal in 17 states in the US, including California and Florida. However, there is no federal law that makes buying essays illegal. Furthermore, state laws made to prevent cheating are rarely reinforced.
Canada
Essay mills are allowed in Canada. However, some Canadian universities and colleges established in their internal policies and procedural documents that contract cheating is an academic misconduct.
United Kingdom
Essay mills have been made illegal in the United Kingdom. Offering or arranging these services to students pursuing a qualification at a post-16 institution or sixth form is illegal in the UK as well. This also applies to the advertisement of said service.
Australia
It is against the law in Australia to arrange or promote the sale of certain forms of academic fraud, such as paid essay writing. The law has severe penalties, including up to two years in prison and a fine of up to $74,000 or $100,000.
Ireland
In Ireland, promoting or offering essay mill services to students pursuing higher education or training is illegal. Depending on the type of violation, penalties can include fines of up to €100,000 or jail terms of up to five years.
New Zealand
According to the Education Act, it is illegal in New Zealand to offer or advertise essay mills and other academic fraud to students pursuing higher education. If found guilty, the maximum fine is $10,000.
Some countries have actively blocked websites that offer essay mills, and laws against them have sparked crackdowns on commercial companies that provide these services. It means businesses that offer students essay mill services can be located anywhere in the world, even in countries where laws against them are in place.
Using Essay Mills Is a Growing Global Phenomenon
If you’re a college student using essay mills to lighten your burden, you’re not alone. A research found out that as many as one in six students has paid someone else to write their essay. There could be many reasons for this.
Using essay writing services frees up student time. Some college students take on jobs to pay for their studies, which leaves them less time to spend on some assignments. You can concentrate on more essential tasks by outsourcing the essay to a professional writer.
These services help in overcoming the language barrier. Essay writing services can be particularly useful to international students struggling to express their ideas using a foreign language.
Students use these services to meet tight deadlines. The writing process often takes a lot of time. It involves creating a draft, researching, writing, and editing. Furthermore, writing essays isn’t the only thing you need to do in your coursework. When buying an essay from a trusted service provider, you can eliminate the risk of missing deadlines and facing late submission penalties.
Students can deal with challenging topics. Writing service companies typically have a network of writers who are experts in various fields. Hence, students can easily find professionals who can discuss complex essay topics on their behalf.
These services may help students get good marks. Students may have a better chance of getting higher grades when they submit well-written essays. As long as you choose an experienced and professional writer, you’ll likely get a quality essay.
Essay Mills: Assessing the Risks
Many countries consider essay mills as illegal, and they also have a reason to do so. There are many risks surrounding these services, including the following:
Plagiarism concerns
Plagiarism is perhaps the biggest concern with essay mills. Plagiarism refers to the act of presenting somebody’s work as your own without proper attribution. Educational institutions consider this a serious academic offense.
If you’re planning to purchase an essay online, you should give plagiarism checking the utmost importance. Plagiarism tools are available online, helping you assess the originality of the submitted work.
Privacy issues
When you use an essay writing service, you often need to share personal and academic details. Hence, there’s a risk of your sensitive information getting leaked or sold. So, it’s crucial to scrutinize how the company handles personal data.
Limited personal growth
Essay mills rob students of the opportunity to research, think critically, and hone their writing skills. Nevertheless, learners have individual strengths and excel in different areas. Writing isn’t everyone’s cup of tea.
Financialscams
People ready to commit fraudulent activities are lurking everywhere, including in places where students seek help with their assignments. It means there is a chance that you’ll fall victim to financial scams when you use writing services. That’s why it’s critical to always check the pricing information and signs of scams before placing an essay order and making payments.
Expertise concerns
Many writing service companies employ a network of writers with established expertise. But some of these companies also hire barely qualified writers to do the work. This means that when you use a writing service, there is still a risk of getting a low-quality paper.
Deciding to Use Essay Mills
Essay mills can make college life easier. If you’re a student who wants to pay someone else to write your essay, the first thing to do is find out whether it’s legal in your country. If buying essays is legal in your area, choose who you hire carefully.
You’ll find many essay mills online. Do your research, read reviews, and consider the risks before placing an order. Ultimately, learn where to draw the line so you can enjoy the benefits of using these services without getting in trouble.
Resources:
The Hustle. (2019, September 10). Essay Mills: A Booming Industry That Helps Students Cheat. Retrieved from https://thehustle.co/09102019-essay-mills-students
Department for Education. (2022, April 28). Essay Mills Are Now Illegal: Skills Minister Calls on Internet Service Providers to Crack Down on Advertising. Retrieved from https://educationhub.blog.gov.uk/2022/04/28/essay-mills-are-now-illegal-skills-minister-calls-on-internet-service-providers-to-crack-down-on-advertising/
Deakin, S. (2021). Cheating the System: An Examination of Contract Cheating in Higher Education. Retrieved from https://files.eric.ed.gov/fulltext/ED617638.pdf
The University of Auckland. (n.d.). Contract Cheating. Retrieved from https://www.auckland.ac.nz/en/staff/education-office/academic-integrity/academic-integrity-policies-and-guidelines/contract-cheating.html
Over the past few years, gambling in Australia has developed into more than just a pleasant pastime activity. Instead, we need to be talking about an activity that is deeply integrated into the cultural fabric of the country. With the emergence and development of online gambling, the numbers are staggering. So, here, we will examine the critical statistics on gambling in Australia.
The Legal Landscape
You need to know that no single piece of legislation covers the entire gambling market in the country, as it is regulated at both the state and federal levels.
Australia’s eight states have the power to regulate gambling activities with each of their respective jurisdictions separately.
Nonetheless, the Australian Constitution empowers the federal government to regulate interactive gambling, anti-money laundering and counter-terrorism financing.
As such, the Australian Communications and Media Authority (ACMA) is responsible for all media and communications regulation in the country, including monitoring the gambling regulation.
In that line, The Interactive Gambling Act 2001 (the Act) is a national legislation that does not allow online casinos to offer services to Australian residents. Still, land-based gambling is allowed at both state and territory levels. Only licensed land-based casinos are allowed to provide table game and pokie services.
Even though ACMA prohibits online gambling in Australia, there is no mechanism in place to stop Aussie punters from playing their favourite casino games on offshore gambling sites. Many international casinos happily accept players from the country, and you can find here the complete list of world-class operators!
Gambling Participation by Product
A jaw-dropping stat is that about 73% of Australian adults gambled at least once in the past year. Out of all available services in the country, here is how the bets are diversified among them:
Lotteries/scratch cards – 64%
Horse racing/greyhound/harness – 39%
Sports betting 34%
Pokies – 33%
The very same research that came up with these numbers reported that the average number of products Aussies gambled on was two, but about 23% of respondents in the survey said that they gambled on up to six different products.
Betting Platforms
It is no surprise that online gambling has slowly but surely become a prevalent activity among Australian punters. Most sports betting and race betting were done online, with mobile users making up 42% of the bettors online.
An interesting stat is that, on average, participants who wager online have two accounts, but around 19% of the same respondents have at least three accounts.
ACMA did official research a couple of years ago that stated that more than 11% of Australian adults gambled online in the past six months.
Nonetheless, those figures have risen dramatically ever since. By the end of 2024, the total user penetration in online gambling will be about 24%, with the revenue reaching A$15.4 billion.
As for individual users, the average revenue per user in the online gambling segment in Australia will reach A$2,400 in 2024. By 2029, the number of online gamblers in Australia will reach 8.3 million users.
This means that sites such as Bingo Village Casinowill continue to flourish, even if the Aussie government does not fully legalise online gambling in the next few years.
Men or Women – Who Gambles More?
As you would expect, gambling in Australia differs much by gender. Unsurprisingly, men participate more frequently in gambling than women:
About 48% of Australian men gamble weekly.
Around 28% of Australian women place bets at least once a week.
These numbers get a significant bump to the abovementioned total of about 73% of Australian adults who gamble at least once a year. Most men in Australia gamble on several markets, including:
Horse racing
Pokie machines
Sports betting
Since men gamble more than women, it is not rocket science to figure out that their losses are higher in all gambling categories in Australia.
Contributions to the Economy
Aside from direct revenue, the gambling business contributes to the Australian economy through employment, tourism, and community sponsorship. Casinos and other gaming establishments are significant employers, providing thousands of jobs throughout the country, from urban areas to rural towns. These enterprises also attract travellers, which benefits the hospitality and tourism industries. Furthermore, some gaming proceeds are directed to community funds, which support a wide range of sports, arts, and social services.
Australian Gamblers Compared to Other Countries in the World
Even though we all identify Las Vegas with gambling, you will be surprised to hear that Australians are the leaders in the world when it comes to the rate of their losses.
Aussies have the highest rates of losses per capita, with the average being A$1,400 per year — A$300 more than second-placed Hong Kong and A$700 more than the USA!
What Do Australians Think of Gambling?
It comes as no surprise to see that a big portion of Australian adults say that gambling is too prevalent in the country. Some participants noted that there are just too many gambling opportunities in Australia at the moment and that the government should do more to discourage that activity.
However, there was a shift when a more direct question of whether gambling should be banned altogether arose. Participants in the survey broadly agreed that people in Australia should have the right to gamble whenever they want, with 47% providing that answer.
Why Is Gambling So Rampant in Australia?
Although all the stats above may seem a bit shocking, they make a lot more sense when you examine them closely. Culturally, politically and socially, gambling is very much accepted in Australia. For example, it is almost impossible to watch anything on TV without being misled by sports betting and gambling ads.
Moreover, plenty of well-developed countries in the world only allow gambling in casinos, but that is not the case in Australia.
Pokies are available in the country in various pubs and sports clubs. New South Wales is the leader in pokie machines, with about 91,000, which is nearly half (48%) of the entire country’s supply.
What Does the Future Hold?
Well, one thing is sure – gambling will always remain ubiquitous in Australia. As technology develops, Aussies nowadays have more options to satisfy their gambling appetite than ever, with online and mobile gambling seemingly taking over the entire scene.
One problem inevitably looms – Australia hasn’t legalised online casinos as of now. The way forward should be a total liberation of the sector, as that way, the government, and the states individually can control and monitor players’ online gambling activities, and minimise the risk of gambling-related problems.
Law students have to do field visits as a part of the standard course requirement in school. Professors use field visit reports to test a student’s understanding of key theoretical concepts and applications in practice. Whether it’s a visit to a law enforcement agency, courtroom, or legal institution, knowing how to craft a perfect field visit report is a crucial skill.
To write a perfect field visit report as a law student, one must follow a planned format to ensure proper presentation of observations, synthesis of findings, and interpretation of data. This article provides the ultimate guide for law students to write a perfect field visit report by explaining all structural components. Read on to learn what to include from start to finish.
How to write a field visit report from start to finish
In law studies, a field visit report is more than an average report. The report requires law students to analyze real-life scenarios and explain how and why they happened. To fit all the details, the report takes a similar format to a thesis paper. To ensure you create an outstanding field visit report that meets all requirements, here’s a guide tailored specifically for law students:
Title page
Start the report by introducing key details about the report, the author, and institution. The title page contains details such as the author’s name, institutional affiliation, date, and report title. If the field visit was for a real-life legal case, include the surname of the judge and parties involved. The title page is set up based on the required formatting style.
Synopsis or summary
This part contains a brief overview of the report’s purpose, length, location, date, and timeline of the visit. The summary looks like an introduction and takes about 10 percent of the report. You can mention important details, findings, and recommendations from the report to give the readers a glimpse of what to expect from the paper. End the synopsis with a thesis statement that presents the main idea and the value of your report.
Table of contents
Similar to a thesis, a law field visit report should have a table of contents that helps readers navigate different sections. The content should reflect the exact structure followed in your report and include page numbers.
Body
The body of field visit report by a law student covers the introduction and case discussion. The section deals with facts and analysis rather than opinion. Ensure every section is precise, clear, and written in the past tense. Let’s delve into the sections that make up the body of a field visit report:
Brief introduction — This part explains what the report is about. It includes background information and theoretical perspectives applied during the visit.
Objectives — Students can use the section to explain the goals and objectives of the field visit, such as observing court proceedings or analyzing practices by law enforcement officers. Each observation must appear in a separate paragraph and should answer where, what, who, why, and when.
Methodology — explain the methods used during the field visit, such as observation, interviews, or document review. You can also explain any challenges encountered during data collection.
Analysis and interpretation — Analyze and interpret your findings based on data collected. Pick the most relevant observations that add perspective or knowledge to the reader. You can also include significant interactions or notable practices observed during the field visit. Apply theories learned in class to interpret findings by demonstrating how they correlate with your observations.
The conclusion is a brief recap of the main points that support your thesis. Use it to highlight the significance of your field visit. Only include details discussed in previous parts of the report. Also, make sure the conclusion highlights key findings or details of the case.
Recommendations
Recommendations offer solutions to legal institutions on gaps uncovered during the field visit. The recommendations must suggest specific people to implement them and the timeline. The recommendation can also include a call to action.
Appendix
If the report includes supporting diagrams, graphs, pictures, videos, or audio resources, include them in the appendix section of the paper. Some of these materials are cumbersome, undermining the flow of text. Thus, it’s better to separate these materials by adding them to the appendix.
Bibliography
You will need to learn more about the topic and cases by reviewing literature on the subject. Every source used in the report must be listed in the bibliography or reference section of the paper. Ensure you use current and credible sources with current data to increase the accuracy of your report. List the sources in alphabetical order.
Crafting a perfect field visit report needs proper planning, meticulous data collection, and thoughtful analysis.
Good report writing starts in the field by recording key pieces of information you can derive meaningful insights when writing a report. Do not speculate or manipulate data to fit a theoretical framework. By following the guide provided in this post, law students can demonstrate their academic excellence in field report writing.
